NOTE 24
| € million | 2011 | 2010 |
| Carrying amount at 1 Jan. | 549.0 | 427.7 |
| Changes | -362.7 | 120.1 |
| Changes in fair value | -0.8 | 1.2 |
| Carrying amount at 31 Dec. | 185.5 | 549.0 |
The available-for-sale financial assets include short-term investments in commercial papers, certificates of bank deposits, other interest rate instruments and Finnish Government bonds. An analysis of the assets is given in note 39.