NOTE 22
| € million | 2011 | 2010 |
| Interest-bearing receivables | ||
| Finance lease receivables | 17.9 | 16.6 |
| Interest-bearing loans and receivables | 41.9 | 4.4 |
| Total interest-bearing receivables | 59.7 | 21.0 |
| Trade receivables | 700.0 | 619.6 |
| Tax assets | 33.7 | 29.0 |
| Other non-interest-bearing receivables | ||
| Non-interest-bearing loans and receivables | 29.7 | 30.4 |
| Deferred receivables | 95.3 | 102.1 |
| Total other non-interest-bearing receivables | 125.0 | 132.6 |
| Total | 918.4 | 802.3 |
A total amount of €4.8 million (€3.6 million) of trade receivables has been recognised within credit losses in the income statement. Credit risk is described in more detail in note 39.
Deferred receivables mainly comprise amortised marketing revenue, discounts and staff costs.
The fair values of current trade and loan receivables, and those of current interest-bearing receivables are estimated to nearly equal the carrying amounts based on their short maturities.