NOTE 24
| € million | 2009 | 2008 |
| Carrying amount at 1 Jan. | 291.0 | 155.6 |
| Changes | 139.0 | 133.2 |
| Changes in fair value | -2.3 | 2.2 |
| Carrying amount at 31 Dec. | 427.7 | 291.0 |
The available-for-sale financial assets include short-term investments in commercial papers, certificates of bank deposits, other interest rate instruments and Finnish Government bonds. An analysis of the assets is given in note 41.