NOTE 22
| € million | 2009 | 2008 |
| Interest-bearing receivables | ||
| Finance lease receivables | 16.8 | 13.1 |
| Interest-bearing loan and other receivables | 15.3 | 1.9 |
| Total interest-bearing receivables | 32.1 | 14.9 |
| Trade receivabels | 593.6 | 633.1 |
| Other non-interest-bearing receivables | ||
| Non-interest-bearing loan and other receivables | 33.0 | 27.3 |
| Deferred revenue and other accruals | 84.7 | 110.1 |
| Total other non-interest-bearing receivables | 117.6 | 137.4 |
| Total | 743.3 | 785.5 |
A total amount of €12.6 million (€13.8 million) of trade receivables has been recognised within credit losses in the income statement. Credit risk is described in more detail in note 42.
The deferred revenue and other accruals mainly include amortisations of marketing revenue, rebates and staff cost.
The fair value of current trade and loan receivables, and the fair value of current interest-bearing receivables are estimated
to nearly equal the carrying amounts based on their short maturities.